For Malta SaaS, Agencies & IT Services

Your Idle Cash is Costing You €50,000. Fix It in 7 Days.

You've built a successful business, but hidden expenses are eroding margins, inflation is weakening your cash, and you're anxious about your financial position.

Average year-one gain: €47,000
Our fee starts at €1,200 → €450/mo

The Leaky-Bucket Reality

€150k on 2%

You lose ~€3,000/year to inflation.

Unused subscriptions

and duplicate tools.

CEO blindfold

"Can we afford two more team members?" becomes a guess.

Mid-month panic

Bill and payroll nerves from unknown cash position.

Cash left on the table

€150k at 2% annual yield risk-free treasuries vs 0%.

Inaction is a choice

—and the most expensive one.

What Changes with Your Financial OS

Three engines. One dashboard. Live in 7 days.

KPI Engine

The 13 metrics that matter (MRR, churn, CAC, runway, DSO). Threshold alerts. Time-tested Benchmarks. No vanity.

Expense Doctor

A historical scan assesses payment frequencies and identifies potential subscription bleed and wasteful expenses, providing material cost savings/month.

Cash Strategist

12-month cash forecast with 90% confidence, including scenario analysis. Identifies "safe to deploy" cash and recommends a simple treasury ladder.

You stay in control. We recommend; you approve.

A Real Malta Example (879% ROI)

Client: SaaS, €850k ARR, €140k avg cash.

Idle cash to 4% treasuries: +€5,600/year
Expense audit (11 tools): +€28,400/year
Terms optimisation (Net-30 → Net-15): +€8,200 unlocked
Tax categorisation improvements: +€4,800

Total Year-One Gain: €47,000

Cost: €4,800. ROI: 879%. Time to first win: 14 days.

"We stopped guessing. Hired with confidence and added €3.9k/mo back to margin."

— Founder, Malta SaaS

From Operator to Owner

Your dashboard doesn't just show the past. It tells you:

"Safe to deploy €60k into 3-month treasuries. Forecasted minimum cash: €42k on Mar 3 (↑€22k above buffer). Expected return: ~€720 in 90 days."

That's the difference between worry and control.

Go Live in 7 Days

Days 1–2

Connect & Extract

Xero/QuickBooks/CSV. Effort: ~5 minutes.

Days 3–5

Detailed Analysis & Review

Every assumption checked.

Day 6

Strategy Session

Dashboard, audit, 90-day plan.

Day 7+

OS Live

Monthly forecast refresh, quarterly reviews.

Security: GDPR-ready, encrypted storage, OAuth connections. Cancel anytime.

Choose Your Plan

The 90-Day Blueprint

€1,200

One-time

  • Deep expense audit
  • Full subscription inventory
  • 90-day cash forecast
  • KPI baseline report (13 metrics)
  • Cash deployment plan
  • 45-min strategy call
  • Detailed action plan
  • One-time strategy. No live dashboard.
Most Popular

The Financial OS

€450/mo

Monthly • Cancel anytime

  • Everything in Blueprint
  • Live KPI dashboard (auto-updated)
  • Monthly forecast refresh
  • Automated cash-deployment alerts
  • Quarterly expense re-audits
  • Unlimited scenario modeling
  • Quarterly strategy calls (30 min)
  • Slack/email support
  • Annual financial model & projections

Guarantee (Better-Than-Free)

Find €10,000+ in savings or new returns in year one or we refund 100%—and pay €500 for your time.

We onboard 10 firms per month to keep support tight.

Quick Answers

What if I need the cash?

We only deploy "safe" cash based on your forecast and buffer. You approve every step.

Is this a replacement for my accountant?

No. They do compliance. We do forward strategy, forecasting, and cash optimisation.

How fast is payback?

Typical payback <30 days on expense wins alone.

Get My Hidden-Profit Report (Free)

We'll send you a personalized estimate in 24 hours showing exactly where your money is leaking